Archive for October, 2011

free or lowcost backup software solution of this problem?

Until now i had a backup software, which everyday overwrote all my files. The problem is , tht it takes forever copying 50 GB. That why i am looking for a free or not expensive backup software who remembers on which files i worked during the day, and is copying automatically ONLY those new files to my external drive- which would take less time.

If you have High-speed internet then i would recommend using the Cloud

Reasons:
* Portable Hard-drives have a high failure rate ( Hard drive error, you drop it, magnets, water/weather)
* High Startup cost ($99+ for a cheap one) and warranty is usually limited
* You have to carry several pounds around
* Need to have more power to use it
* Easy for someone to steal your drive
* You don’t have the drive with you then you can’t get to your data

Reasons for Cloud:
* Secure and Encrypted
* Comes with backup software that you can schedule and will back it up, you can also set it to backup only changed files, or instantly backup files as you edit them
* Easy access from any computer in the world to your data
* Data can’t be lost/destroyed
* Low monthly/yearly fees for data, as storage gets cheaper prices will fall.

I use the following: http://www.ignite360.com/secure/store click on "Ignite Backup" you can click on "More info" to see PDF explaining it with screenshots

If you already have an External Drive then this won’t help you that much, unless it decides to stop working

2 comments - What do you think?
Posted by admin - October 4, 2011 at 1:11 pm

Categories: Backup Solutions   Tags:

The United Mileage Plus Platinum Business Card – How To Gain Points for Business Travel

United Airlines has teamed up with Visa in order to bring small business owners a credit card that offers the opportunity to grow your business through readily available funds while combining the usage of the card with United Mileage points to help take some of the costs out of your airline travel. This is an ideal card for a business owner who flies a lot in order to make the business a success.

Your points will begin to accumulate immediately after you start to use your United Mileage Plus Platinum Business Card. After your first purchase using the card, you will automatically receive 17,500 free points on your account! After the initial bonus, you can look forward to receiving various miles depending on your purchases. Purchases through United will earn you 2 miles for every dollar you spend, up to a maximum of 150,000 miles. For every other purchase, you will receive one mile for every dollar spent.

In addition to the miles you can accumulate, the United Mileage Plus Platinum Card offers users Travel Certificates. These certificates include a free one way, 1,000 mile one class upgrade certificate and a $25 United travel discount certificate.

Because the United Mileage Plus Platinum Card is made available through Visa, users of the card are entitled to all of the benefits Visa offers. Some of these benefits include 24 hour emergency and travel services, and the ability to monitor your credit card account through secure online channels.

As with other air points credit card programs, the United Mileage Plus Platinum Card charges a fairly high APR of 17.99%. There is no introductory period, so users of the card are charged this fee immediately. There is also a $75 annual fee that you must pay in return for the ability to use the card.

As far as other APRs, this credit card does not offer very competitive rates when compared with other cards. Balance transfer APRs when you wish to consolidate your outstanding balances are 18.24%. If you use the card to secure a cash advance, you will be charged a 24.24% APR. There are also fees for both services of 3% of the amount, with minimum fees applicable, although there is a maximum fee of $75 on balance transfers.

This particular means of achieving credit for your business includes a minimum finance fee of $1 and a grace period of 20 days. Default and other fees are also fairly high; default APR is calculated at 32.24%, while late payment fees are charged $15 if under $250 and $39 if over $250. Users of this card may also want to be aware that there is a 3% transaction fee if they wish to convert money into foreign currency, either into US dollars or into a foreign currency.

The United Mileage Plus Platinum Card also incorporates a lot of fine print in its agreement, so make sure that you take the time and are familiar with the terms of the application process.

Anthony Samuel
http://www.articlesbase.com/finance-articles/the-united-mileage-plus-platinum-business-card-how-to-gain-points-for-business-travel-59902.html

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Posted by admin - October 2, 2011 at 12:43 pm

Categories: Secure Certificates   Tags:

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